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Finding the right investment company is quite difficult nowadays, with multiple options and various tempting offers. If you are not experienced in investing in gold or other precious metals yet, it can be even more challenging and time-consuming to find the best investment company.
However, thanks to the thorough research conducted by our team of experts, it should be easier for you to pick the safest and most beneficial option for you. We have analyzed the most popular options for IRA investments, including U.S. Money Reserve.
If you are looking for honest and detailed United States Money Reserve reviews, you have come to the right place. Keep on reading to find all the most necessary information that should be helpful in making your decision!
Table of Contents
What Is U.S. Money Reserve? – Company Overview
U.S. Money Reserve was founded in 2001 as a precious metal investment company in Austin, Texas. In its offer, you can find a wide range of gold, silver, and platinum products. What’s more, it is also an IRA company nowadays, allowing you to set up a gold IRA with them.
In their management team, there is still Edmund C. Moy, who is a famous American businessman and ex-Federal Reserve Chair.
Their inventory is varied and includes collectible coins as well as bullion eligible for holding in a Precious Metals IRA. You can choose from multiple platinum, gold, and silver products, in accordance with your budget and your investment strategy.
Interestingly, they are also involved in informing and educating their customers about precious metals, with dedicated sections on their website providing news and information from the industry.
U.S. Money Reserve Products and Services
In the wide variety of products offered by U.S. Money Reserve, you will find various precious metals so that everyone can find something suitable to their financial capabilities and investment strategy. In their selection, there are, for example:
- American Eagle Coins
- Austrian Gold Philharmonic Coins
- Iwo Jima Gold Coins
- Pearl Harbor Gold Coins
- Canadian Maple Leaf Coins
- South African Gold Krugerrand Coins
What’s more, apart from the standard bullion coins, you can also get palladium coins or platinum bars.
Secure Storage Options
Interestingly, U.S. Money Reserve also offers access to secure storage options through independent third-party vaults all around the world. Therefore, if you are searching for the best alternative to traditional banking systems capable of storing large sums of money or other wealth safely, it can be an excellent choice for you.
The U.S Money Reserve professionals will help you pick the vault that would be most suitable for your individual needs.
Guidance on Investing in Stocks and Bonds
It is worth knowing that the experts at U.S. Money Reserve can advise you not only on investments in physical precious metals but also in stocks and bonds, taking into account your financial goals and objectives. With their outstanding customer support, you will be able to make a conscious decision that is most likely to maximize your profits.
U.S. Money Reserve IRA Fees & Costs
You can select from various products at U.S. Money Reserve, and most prices are available on their website. However, if you want to be informed on the most current pricing of certain products, you need to call the company.
Here are some estimates for November 2023:
| Product | Gold price | Silver price |
| Coins | $247 to $2,097 | $36 to $17,443 |
| Certified coins | $199 to $1,965 | $57 to $495 |
| Bullion | $244 to $2,056 | – |
| Bars | $1,970 to $60,286 | $2,967 |
Annual Fee in U.S. Money Reserve
You may also be interested in whether there is an annual IRA fee in U.S. Money Reserve – the answer is yes. It can be waived in the first year, but after that, you will be charged $250 on an annual basis.
U.S. Money Reserve Customer Support
Browsing through the usmoneyreserve.com reviews, you can find multiple positive opinions on their customer support. It is available directly on the website through the live chat feature (within the working hours of the company), a contact form, or a phone call. It is also possible to visit one of their offices if you live nearby. They operate in three locations:
- Austin, Texas
- Sugarland, Texas
- Scottsdale, Arizona
Payment Options in U.S. Money Reserve
American and Canadian customers can pay online in U.S. Money Reserve using the following methods:
- Visa
- MasterCard
- Discover
- AMEX
- Wire transfer
It is also possible to pay with personal checks if you contact a representative and settle everything down. What’s more, they are crypto-friendly, and they process all cryptocurrency orders with Bitpay. However, it also needs to be agreed upon earlier via phone call.
U.S. Money Reserve Reviews
The U.S. Money Reserve reviews tend to be mixed, with some customers being very happy with their service and some expressing their complaints. Interestingly, their representatives often respond to the opinions posted by customers online, appreciating positive feedback, addressing negative ones, and identifying hoaxes.
The ratings and opinions can be accessed on platforms such as BBB, Trustpilot, BCA, Trustlink, or Yelp. You can also see comments on their official Facebook profile.
Is U.S. Money Reserve Legitimate?
As our research shows, with many positive U.S. Money Reserve, it can be a great choice for you if you want to diversify your portfolio by investing in precious metals or starting a gold IRA (or other precious metal IRA).
As the $250 is usually waived the first year, you have an opportunity to make some savings. With all the options available, bear in mind that diversifying your investments can be very beneficial, and there always will be some investment risks you cannot fully predict and prevent.
So, if you are wondering, “Is U.S. Money Reserve a scam?” we will say it certainly is not, but it does not mean that you will profit from your investment 100%, as any investment carries a certain risk.
Getting Started With U.S. Money Reserve
To get started with U.S Money Reserve, visit their online shop to see what they are currently offering and at what prices. You can filter the offers and browse the available gold coins, silver coins, bullion and bars. Take your budget into consideration and think about which option should be the most suitable for you.
Pros and Cons of U.S. Money Reserve
Take a look at a short summary of the most significant advantages and disadvantages of U.S. Money Reserve:
| Pros | Cons |
| + Over 20 years of experience + High ratings on such platforms as BBB, Trustpilot, or BCA + Excellent customer support + Wide variety of investment options, including precious metals IRAs + The annual fee is waived in the first year + You can use various payment methods, including cryptocurrencies + Wide variety of IRA of IRA-eligible precious metals + Live chat feature |
– Certain items are often out of stock – No buyback program – Some complaints can be found on BBB |
U.S. Money Reserve Review – Final Thoughts
Is U.S. Money Reserve legit? Yes, it is certainly worth taking into consideration when you are looking for the best gold IRA companies. The experts you will meet there are friendly, knowledgeable and helpful, and they always do their utmost to make sure your customer experience while conducting your transaction is smooth and pleasant.
U.S. Money Reserve offers high security, as it takes care of its customers and protects their wealth as much as possible. With their reasonable prices and low minimum order amounts, it can be a great option for every budget. Almost anyone can find something suitable for them, with a wide variety of available precious metals and products.
U.S. Money Reserve lives up to its reputation, and despite small disadvantages like no buyback program or running out of stock for certain items, it is one of the leading companies in the investment industry and an excellent pick for precious metals IRAs.
To discover other investment companies worth considering, read other reviews we have prepared, such as:
- Augusta Precious Metals (Recommended)
- Advantage Gold
- Regal Assets
- Noble Gold Investments
- Goldco Precious Metals
- Patriot Gold Group
FAQ on U.S. Money Reserve
1) What is U.S Money Reserve?
U.S. Money Reserve is one of the biggest distributors of government-issued precious metals in the USA. As it is America’s Gold Authority®, it sells a wide range of gold, silver, platinum, and palladium coins and bars, either for direct delivery or as an IRA.
2) When does U.S Money Reserve operate?
The regular business hours in this company are from 8 AM to 6 PM Central Time, Money to Friday.
3) When will I receive my order?
Order processing time in U.S. Money Reserve usually does not exceed three business days. When your order is shipped from their vault facility, you will receive a notification.
In most cases, all the orders are sent the next business day upon order processing and the clearing period for your payment method. If everything goes smoothly, you should receive your order within five to ten business days from the moment you specify the delivery address.
4) Is there any insurance for my order?
Every order shipped from U.S. Money Reserve is fully insured through either USPS or UPS. The shipment can be tracked at any moment, and it is always guaranteed. Keep in mind that an adult signature will be necessary upon final delivery.
Article Sources
At Gold IRA Blueprint, we dive deep into the world of gold IRAs, using trusted sources to back up our insights. Our sources range from official documents to expert interviews, ensuring our content is both accurate and reliable. We also draw on research from reputable publishers to give you the most comprehensive understanding possible. Check out our editorial policy to see how we maintain our high standards for accuracy and fairness. Also make sure to check out our Financial Review Process to have a better understanding of our process.
- https://www.outlookindia.com/business-spotlight/u-s-money-reserve-reviews-is-it-legit–news-268568
- https://www.usmoneyreserve.com/faq/
- https://boardandfraud.com/us-money-reserve-review/
